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New York - Bankruptcy credit counseling has become compulsory with enactment of new bankruptcy laws in 2005. It is compulsory to submit the certificate availed on the completion of credit counseling in your petition file.

With just a little help from counseling

Monday marked two years since the start of one of the worst two-week periods of my lifetime. The University Counseling Center was tremendously helpful in assisting me through the transitions from pain and confusion into healing and understanding.